It doesn't matter if we make crystals permanent or increase the quantity and make more ways to obtain them or increase the minimum price, while I actually would like to see some of these changes this doesn't really address the reason for this discussion, which is why OP created the topic to talk about the Unfair -or- Clunky way of having your crystals destroyed due to lag spikes, time outs, disconnections etc...

Even if we all mostly have good internet, there are people playing on wifi or even the same cable...but ISP sometimes has problems from time to time and it's nothing new. Your internet sometimes go out completely out of the blue, whether it be 30 seconds or 10minutes. You WILL get a disconnect after about 10-30seconds of timed out connection.

BDO doesn't return to the game majority of times if you've been forcefully disconnected already, it has no system that gives such players 'protection' against being killed by mobs, because what happens after such a disconnect is that you're still standing there for a while. You think you got logged out, ported out, you're safe, no, you restart your game, log in to that character and it's laying down on the ground, that is a fucked up thing to see tbh sorry for swearing, but that's just so bad to have that happen and see 1-2 red text lines of nice crystals being destroyed because of junky connection. That's no punishment, and what for ? ? That's a flaw of the design.

What we need to talk about is not about ways of obtaining crystals or what to change about their pricing or obtainability, at least that's not this exact topic we're having, but we need to talk about ways to prevent this.

Sure you can buy crystals again if they were really cheap or something else was changed about them, but isn't that just like using a duct tape to keep the door shut just because it doesn't have an actual lock inside ?

There's a small flaw in the system that needs to have a prevention against losing crystals in such specific conditions. Whether it be new code written for it, like for example if game server detects a short connection time out from the user and if there's no inputs from the user (meaning character not doing anything, while the time out counter keeps ticking further) maybe put some protection onto that character, make him not receive damage, make him invisible, no clip, hide the entity, I don't know what, they can choose what's the best approach, but it's something similar to that which needs to be implemented and as far as I know it's not rocket science, because other games have better disconnection detection code where if this happens your character gets an actuall proper, safe, disconnect.

Another example take Dota 2, I know when you disconnect in that game your character actually runs back towards the base, sure you can get killed, but they have code that makes you automatically run towards base, which is the safe route basically.

So let's say you implement a similar code in bdo, say a it scans the proximity around the character and runs away from the mobs in a opposite direction to the point where after specific distance it can no longer 'detect' around you the red dots on the mini map. Maybe not the best way to deal with it, maybe funny a bit, actually I don't think they would be able to implement this in BDO, but it's an idea :) just like some more were above

DCing and dying to mobs is common. 1b being not much is based on your own progress in the game. 1b is a lot to newbies. Whether im a gamer or not is irrelevant.  

But you bring up a good point on killing the economy. That should NOT be done. So FIX THE PRICES or reporpose gems to give them more value in other ways while making them unbreakable.